State Farm® Insurance Agent Todd Heeter
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Lori Csintyan
March 5, 2026
"Todd was great! He answered all my questions and made my auto insurance coverage transfer from another carrier easy and seamless. Highly recommend!"
"Thank you for the great review, Lori! It was a pleasure to help bundle your home, auto and life insurance into one easy package. Sharing that you had a positive experience with our team means the world to us. Thanks again for all those stars! -The Team at Todd Heeter State Farm"
Eric VanHamersveld
February 27, 2026
"Todd Heeter is very knowledgeable and professional to work with. Great experience!"
"Thank you for all those stars, Eric! When it comes to the value of life insurance, we strive to be sure customers like yourself understand your options and find the best value for YOU! It means a lot to us that you were willing to share your experience! -Todd Heeter State Farm"
Julie Kiel
February 27, 2026
"From the very beginning, they have been incredibly responsive, knowledgeable, and genuinely caring. Insurance can be confusing, but they take the time to explain everything clearly and make sure I understand my coverage and options without ever feeling pressured. What really stands out is how much they go above and beyond. Whether it’s answering questions quickly, helping me find ways to save money, or walking me through a claim step by step, they consistently make the process easy and stress-free. It truly feels like they have my best interests in mind, not just trying to sell a policy. Customer service like this is hard to find these days. It’s clear they take pride in their work and care about their clients. I feel confident knowing I have someone I can trust looking out for me and my family. I would absolutely recommend this State Farm agent to anyone looking for reliable coverage and outstanding service."
"Wow, amazingly kind words, Julie! Thank you so much! Your review made our day! We really do make every attempt to be helpful during the process of onboarding for auto insurance and through a difficult claim. Thank you for the continued support! -Todd Heeter State Farm"
By Your Side
February 27, 2026
"After my scary accident, my car and belongings and getting back to work safely was not stressful at all thanks to Todd and his Statefarm team ! Incredible customer service and support ! Highly recommend them for all your insurance needs- we have several policies with them !"
"We're so glad you're safe and back to work and were happy to be by your side to help everything go smoothly. Thank you for trusting us during this your accident - that's when insurance really matters most. We appreciate your support and your continued business! -The Team at Todd Heeter State Farm"
Tammy Lopez
February 23, 2026
"Thank you Tina you're always very kind ,friendly, and helpful. Appreciate you!! Everyone always friendly & professional."
"Wow, Tammy! Thank you for the kind words! We're so grateful for the opportunity to service your auto insurance needs. It's customers like yourself that make it a pleasure to come to work! -The Team at Todd Heeter State Farm"
Heather Stout
February 22, 2026
"*Update: Over the last few months things have gone downhill! Have tried to call on multiple occasions and not able to get through. Debby and Erica were always great at getting the phone or at least calling you back. Well, I learned from a friend that's also a customer that they ended up going into the office because they were having the same issue. They told me that both Debby and Erica are no longer there... not by their choice. Well, I'll be moving my business. I hope I can find Debby or Erica!!* I’ve worked with Debby and Erica for some time now, and they’ve consistently provided exceptional service from day one. In the past, they made the insurance process simple, clear, and stress-free — and they continue to go above and beyond every time I reach out. Both are incredibly knowledgeable, friendly, and always take the time to explain options in a way that’s easy to understand. Their professionalism and genuine care for their clients truly set them apart. Todd recently took over for John, and while I haven’t had any direct communication with him yet, I’ve heard wonderful things about his service and leadership. I’m confident the same level of excellence will continue under his guidance. I’m grateful for the continued support from Debby and Erica!"
"Heather, it's always disappointing for us to hear about a bad experience. That said, it creates a great opportunity to learn and become better. While we were grateful for the kind words previously, I am having a hard time finding you as a current or previous customer of this agency and I don't believe we have had the pleasure to speak directly. I would welcome an open and honest conversation so we can improve as an agency and gain an understanding of your perspective. Please reach out at 269-983-7171, thank you. -Todd Heeter, State Farm"
josh sicurello
February 20, 2026
"I talked to Tina on the phone was very helpful the information I needed."
"Josh, we appreciate your business and for taking the time to post this review. Tina is doing a great job and we are always happy to help! -Todd Heeter State Farm"
Alyssa Haynes
February 20, 2026
"Talking to Tina on the phone was perfect! She helped with all my questions. Also State Farm is an amazing company anyways!"
"Alyssa, thank you for all those stars! We strive to be as helpful as we can with our customer service. -The Team at Todd Heeter State Farm"
brenda kevin
February 20, 2026
"As soon as I walked in I got greeted such a lovely staff!"
"Thank you so much for the review. We appreciate your business and taking the time to share your experience. -Todd Heeter State Farm"
Roselle Stout
February 11, 2026
"I have been with this office for over 30 years, but that was when Jon Veersma was the owner/agent. He had 2 office representatives (Erica and Debbie). They were very pleasent, knowledgeable, and always very helpful when I would call to ask them to explain something about my policies. After this agent took over things have changed. The representatives (Erica&Debbie) are no longer working there. Also, I called Todd to ask him to explain about the Personal Injury Protection coverage on my vehicles, and I was given the wrong information by him.I found this out after calling another state farm local office. I have decided to transfer all my policies to another office in which the owner/agent has been in business for many years, and is more experienced. Everything I have stated here has been told directly to Todd Heaters owner/agent. Maybe you'll have a better experience."
"Roselle, thank you for the feedback. I'm truly sorry to hear that the recent experience didn't meet the expectations you had from the past years with the office. Transitions and staffing changes can be difficult, and my goal is to provide clear, accurate information and excellent service to every customer. I take your concerns seriously. Your feedback is appreciated and helps us to be better as we move forward. I respect your decision and wish you the very best moving forward. If further discussion is warranted, feel free to reach out to me directly at 269-983-7171. -Todd Heeter State Farm"
thomas glover
February 5, 2026
"Great personal service!"
"We're so glad you reached out to us and had a 5-star experience, Thomas. We do our best to provide personal and efficient service to our customers and are certainly happy to have had the opportunity to work with you! -The Team at Todd Heeter State Farm"
VJ
January 16, 2026
"This is a revision. No longer 5 star rating in my experience. Have since had a chance to deal with this new agent. 1 star only because can't give -5. Had to change to new agent. Disappointed."
"Hi, VJ. We're sorry to hear that your experience fell short of expectations. That is never our goal. We'd appreciate the opportunity to improve by hearing more. Please contact me directly at 269-983-7171 so we can help to resolve this."
A Kurtz
December 9, 2025
"We’ve been with Jamie Veersma (now Todd Heeter) for years and so appreciate the excellent customer service we’ve experienced. Erica and Debbie are wonderful to work with, always quickly replying to requests, answering questions and helping with our claims any way they can. Thank you for making processes run smoothly and for the excellent customer service along the way!"
"Customer Service is a priority and will remain that way. We can't thank customers like you enough for being loyal and for taking the time to give us all those stars. Thank you, thank you, thank you! -Todd Heeter State Farm "
Sandy Cole
December 8, 2025
"I love dealing with Debbie and Ericka they are both super friendly and helpful. They always answer all my questions. Great office!!"
"Wow, Sandy! Thank you so much for sharing! Your review means a lot to us. We appreciate you as a customer and will continue to be as friendly and helpful as we can! -Todd Heeter State Farm"
Maureen Gathright
December 8, 2025
"Erica was so easy to work with! She helped me with my insurance and answered all my questions. Very pleasant to work with and saved me money. Thank you Erica!"
"Thanks for those stars, Maureen! Erica is a gem. We always strive to be as helpful as we can for our customers. We appreciate you sharing your experience! -Todd Heeter State Farm"
Janice Richards
December 7, 2025
"I have been with the State Farm office of John & Jamie Veersma (now Todd Heeter) for over 50 years. The service is the best. The office staff (Erica Santiago) & others are very professional & knowledgeable about all things State Farm."
"Janice, thank you for the kind words! This boosted the start of our week! Customer service and being able to assist professionally is very important to us. We appreciate you sharing! -Todd Heeter State Farm"
lindsey redpath
December 5, 2025
"Todd, Erica & Debbie are amazing! I highly recommend this office for all your insurance needs!"
"Lindsey, we appreciate all those stars, they made our day! We value your trust in our ability to help! -Todd Heeter State Farm"
Alvaro Ordoñez
December 5, 2025
"Muy recomendado.. buena atencion y disponibilidad la Srta Erika es muy amable y habla español .👍"
"Estamos orgullosos de servir a esta comunidad, ¡y significa mucho ver sus comentarios positivos! ¡Gracias por ser parte de ella! ¡La señorita Erica es una bendición para tantos en nuestra comunidad de habla hispana! -Todd Heeter State Farm"
Kenarda Rouse
December 5, 2025
"Erica Santiago is the best"
"Wow, Kenarda! You aren't wrong, Erica is amazing! Thank you for taking the time to share you experience! Your trust in our agency is valued highly. -Todd Heeter State Farm"
Pat Reyonlds
December 5, 2025
"Great people to take care of business and Great Agency!!"
"Thank you, Pat! We appreciate your kind works! We do our best to take good care of our customers. -Todd Heeter State Farm"
Brian Fee
November 22, 2025
"True professionals, with great customer service!"
"We take pride in being professional and serving our customers well! We're so glad you took the time to share your experience! Thanks for your continued trust, Brian! -Todd Heeter State Farm"
Mary Fee
November 22, 2025
"Very professional and great customer service!"
"Thanks for all those stars, Mary! We are thrilled you're happy! We appreciate you spreading the good vibes! -Todd Heeter State Farm"
Randi Utter
November 21, 2025
"I have been with State Farm since I was 16, Erika and Deb with Todd Heeter's office in St Joseph are outstanding. Anytime I need a quote, need to make changes or simply have a question, they are prompt and efficient. They are very knowledgeable and up to date on all the new insurance changes. They offer personal customer service and make you feel appreciated."
"We enjoy working with you, Randi! Your loyalty is much appreciated! Our team makes every effort to give our customers the attention they deserve. Thank you for the kind words and continued trust! -Todd Heeter State Farm"
Lisa Heeter
November 21, 2025
"Very knowledgeable and experienced team...highly recommend!!!"
"Thanks for the amazing review! I'm glad to know at least one person in the house thinks we are doing a great job! -Todd Heeter State Farm"
Ginger Gmitter
November 21, 2025
"Wonderful experience every time I visit this State Farm office. The entire team is friendly and professional. Debby and Erica are especially amazing—they always respond quickly and make sure all my questions are answered. I truly appreciate their care and attention!"
"Happy Friday, Ginger! Your feedback made our day! Our goal is to respond quickly and take good care of our customers! We are so thankful for your support! -Todd Heeter State Farm"