Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Todd Heeter
Office Hours
After Hours by Appointment
Address
Saint Joseph, MI 49085-1926
In between the CVS and Neon Grill on Niles Ave.
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Location Details
- Parking: In front of building
-
Phone
(269) 983-7171
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Location Details
- Parking: In front of building
-
Phone
(269) 983-7171
Languages
Simple Insights®
The landlord's guide to the eviction process
The landlord's guide to the eviction process
Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Can a power surge damage my electronics?
Can a power surge damage my electronics?
Help prevent power surges from zapping your electronics and protect your property from electrical hazards by following these tips.
Social Media
Viewing team member 1 of 3
Erica Santiago
Multiple Line Representative
License #17004709
I joined the State Farm family in 2012. I have a deep understanding of insurance products and services. I have a background in Business/Finance and customer service and am also Bi-Lingual (Spanish). My background equipped me with the skills necessary to efficiently assist customers. I was born and raised in Michigan and have been a long-time resident of the Southwest, MI area. In my free time I like to run, or walk, and also enjoy a good book, or TV series. I enjoy the Fall and Spring seasons and am an avid sports fan. I love giving back to the community, and I look forward to providing you with the right coverage, and the support you deserve!
Viewing team member 2 of 3
Debby Kabambe-Gmitter
Customer Service Representative
License #4554675
I have 29 years in the insurance industry, 19 years with State Farm. I have been fortunate enough to work for more than one State Farm Agent, in addition to working in the independent insurance field. These unique experiences have added value to my skill sets and have given me the tools to adapt in the ever-evolving insurance market. I am the proud mother of three beautiful daughters. I like to travel, walk my dog, spend time with family and friends, and go to the beach. I am passionate about helping people and providing friendly and accurate service.
Viewing team member 3 of 3
Carter Hull
Multiple Line Representative
License #21163018
I recently joined State Farm, bringing with me about a year of experience in the insurance industry. I’m originally from a small town in southwest Michigan, where community and helping others have always been important to me. I truly enjoy guiding people through the insurance process and making sure they feel confident and protected. Outside of work, I’m a big fan of sports—both playing and watching—and I also enjoy video games and catching up on my favorite TV series. I’m excited to be part of the State Farm team and look forward to helping my customers with their insurance needs.